Sugar Land Chapter 7 Bankruptcy Attorney
Filing for bankruptcy carries a negative stigma in society, namely that people think it is a sign of failure. However, the reality is that bankruptcy can be a liberating decision that can provide you with a fresh financial start and relief from debt. Chapter 7 bankruptcy is one of the most common filing options and is intended to help individuals who are facing garnishments, liens, foreclosure or repossession.
At The Law Office of Kimberly D. Moss, our Sugar Land bankruptcy lawyers understand that it can seem very complex and overwhelming, and you can rely on our knowledgeable team to guide you. Our intention is to help you determine if this is the right step for you and assist you to get through the process of Chapter 7 bankruptcy as smoothly as possible. Filing for Chapter 7 sets in place an automatic stay which protects you from bank levies, creditor harassment, repossession, foreclosure, and wage garnishment.
Chapter 7 bankruptcy can help to discharge the following debts:
Are you eligible for Chapter 7?
Call today to learn more.
When you contact a Sugar Land bankruptcy attorney at The Law Office of Kimberly D. Moss, one of the first things we will discuss is your eligibility for Chapter 7 bankruptcy. In order to determine whether or not you qualify, you must pass what is known as the “means test.” This is a formula that assesses your income compared with your debt and daily living expenses to determine your ability to pay off loans and mortgages.